When a property enters foreclosure, it is sold at public auction, and the proceeds are applied to the outstanding mortgage or delinquent taxes. Often, the winning bid exceeds the amount owed, creating a surplus deposited into a government‑controlled account. By law, that surplus belongs to the former homeowner. Yet many people are never notified, and if the funds go unclaimed for a set period, they “escheat,” meaning they are permanently transferred to the government.
White Knight Refunds audits surplus‑fund accounts nationwide to identify rightful owners. Recovering these funds often requires formal legal action—filings, motions, and attorney representation that can be costly. We advance those expenses and manage the entire process for a percentage of the recovery. Once the claim is resolved, you receive the remaining balance as a check.
Once you authorize White Knight Refunds to manage your claim, we’ll send you an authorization package. These documents allow us to act on your behalf, and there are no out‑of‑pocket costs. We’re paid only if your funds are successfully recovered. All legal and administrative expenses are advanced by our firm, and if the claim cannot be recovered, you owe nothing.
After receiving your package, simply have the documents notarized—your local bank often provides this service for free. If you can’t get to a notary, we’ll arrange one online or in person. For in‑person appointments, a mobile notary will guide you through the paperwork and return it for you. If you need immediate financial assistance, we may be able to purchase your claim outright, depending on the amount. In those cases, we issue your check as soon as we receive your completed documents. Whatever your situation, we work to accommodate your needs.
Once we receive your package, we process your paperwork and forward it to one of our attorneys, who will file your claim. From that point, the timeline is entirely controlled by the court. Anyone claiming they can speed up the court’s process is misleading you and should not be trusted.
